Private Motor Insurance
Private Motor Insurance is a standard car insurance policy designed to protect you when you're using your vehicle for personal or private use only. It's commonly purchased by everyday drivers and is required by law in Malaysia to drive on public roads.
What Does Private Motor Insurance Typically Cover?
Depending on your coverage type (Third Party, Third Party Fire & Theft, or Comprehensive), it usually includes:
Accidents while driving for personal use
Fire or theft damages
Injury or damage to others (third parties)
Why Private Insurance Doesn’t Cover TREVO Bookings?
Once you list your car on TREVO, it's considered part of a peer-to-peer (P2P) car sharing platform. That means the car is no longer being used solely for personal purposes, and most Private Motor Insurance policies exclude commercial or rental activity.
⚠️ Important:
If an accident occurs during a TREVO booking, your private insurance claim could be denied. This may leave you personally liable for damages or losses.
Why You Should Renew Your Insurance with TREVO Guard — and How It Works
When you share your car on TREVO, it’s important to make sure your insurance follows peer-to-peer (P2P) compliance. This ensures your car is properly protected whenever it’s rented out.
Here’s how it works:
TREVO Guard helps you get your car insured under a P2P-compliant insurance policy.
This is the base insurance you need before your car can be shared on TREVO.After obtaining your P2P-compliant insurance, your listing must have the Daily P2P Add-On Protection.
Daily P2P Add-On Protection gives your car full protection during TREVO bookings — including coverage for accidents, theft, fire, and third-party claims.
Having both TREVO Guard with Daily P2P Add-On ensures your car is properly protected from start to finish. TREVO Guard sets up the foundation, while the Daily P2P Add-On keeps your car covered each time it’s booked.
I want to upgrade my insurance now.
What is TREVO Shield — and How is it Different?
Unlike TREVO Guard, TREVO Shield isn’t an insurance provider — it’s a commission-based benefit package specially crafted for TREVO Hosts.
Here’s how it works:
TREVO Shield offers tiered protection and benefits based on the commission rate you agree to give TREVO for your bookings.
The higher the commission rate, the more benefits and protection you receive (e.g. lower deductibles, better earnings protection, and other platform perks).
It’s designed to reward Hosts who contribute more to the platform with greater support and coverage.
Learn more TREVO Shield Plans and benefits.
To be protected seamlessly, your Base Policy (Private Motor Insurance) must be purchased from the P2P-complaint Insurer via TREVO Guard.